Whether you're building, buying, upgrading or refinancing, we offer a mortgage program to fit your needs. Our experienced, knowledgeable lending staff will find the mortgage program that's right for you.

 

Access your account 24 hours a day with Phone Banking and Internet Banking. Use our Mortgage Calculator to determine your payment or mortgage amount.

 

Mortgage Options Click to apply

Fixed Rate Loan
Lock in a great interest rate that will not change during the entire life of the loan.


ARM Loan (Adjustable Rate Mortgage)
Mortgage your home with a lower monthly payment up to the first seven years of the loan. The interest rate will change at designated intervals, based on a financial index.

Balloon Loan
Lower closing costs and more flexibility than other loan programs.


Loan Programs

First-Time Home Buyer Program
Below market interest rate
Reduced mortgage insurance premium
100% financing available

Rural Development
Fixed interest rate for those with less than perfect credit
No mortgage insurance
100% financing available

My Community
Fixed interest rate for those with less than perfect credit
Reduced mortgage insurance premium
100% financing available