Central Minnesota Federal Credit Union is committed to providing financial products and services that enable members to meet their financial needs and goals while protecting personal information and using it properly. This notice explains how we collect, use, and safeguard your personal information.

We collect nonpublic personal information from you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us; and
• Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about our members and former members to anyone, except as permitted by law.

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

We restrict access to nonpublic personal information about you to those employees and officials who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.