Internet Banking

Q. I am trying to download transactions to Quicken and it isn't working. It use to work but Quicken doesn't recognize my account anymore?
A. CMFCU has made a change to codes. In order to solve this issue, you have to go into Quicken, click on Tools then Account List. Right click on the account you are trying to download transactions to and click edit. Add two zero's to the account number after the "S".

 

Q. I would like to transfer money to my sons, daughters, or my other accounts that I have here. How do I go about doing this?
A. You do have the capability to transfer between multiple accounts. However, we need signed authorization from the account holders to link each account. Please contact one of our offices to receive this authorization form. Once the form is signed and the account is setup, please see the next question for additional help.

Q. In Internet Banking, how do I transfer money between accounts?
A. Click on Funds Management and then Transfers in Internet Banking. Then select the account to transfer from along with the account to transfer to with the amount and click Continue.

Q. There are two different balances on my account. What is the difference between Total Balance and Available Balance? If I want the real time balance after using my debit card, which one do I look at?
A.The difference between Total Balance and Available Balance on your account may exist because of pending debit card transactions. When you use your debit card, the merchant verifies that there are funds available for the transaction to go through. This places a hold on those funds until the transaction actually gets posted to your account. This may take a few days in some cases, depending on the merchant.


Q. Can my password and username be the same? Can I have the same password and username on all of my accounts?
A. No, the usernames have to be unique to Internet Banking. Your password can be the same as your username but it is strongly recommended the username and password be different. If you have multiple accounts, you can have the same password for all accounts but we strongly recommend that they be different.

Q. Why is there an empty box with a red x where there should be an image of a check?
A. If you are having issues with viewing check images, please try the following. Go to Start > Control Panel > Display. In the Display screen, click on the Settings tab and make sure your color quality is set to 16bit or higher. Open a new browser and try to view the check images.

Q. How do I stop payment on a check?
A. In Internet Banking, navigate to Stop a Check by going to Funds Management and then Stop a Check. Select the account to stop the check along with the check number or range of checks. There will be a $10 per stop payment request fee assessed.

Q. How can I access Bill Pay in Internet Banking?
A. To access the Bill Pay function provided by CMFCU, please do the following:

• Click on Bill Pay towards the top of the page. A new window will open for the bill pay and if you are currently enrolled in the service, you can start making payments.

• If you are not currently enrolled in the service, you will have to fill out a form and a Member Representative will set up the accounts and send a confirmation letter by mail.

• Once inside of Bill Pay, there is a user guide that can walk you through with all the Bill Pay functions.

 

Please note:
If you use pop-up disabling software, it may prevent you from accessing Bill Payment.
If you need to utilize this feature, please disable any pop-up blocking software.

Q. What are the browser requirements to use Internet Banking?
A.

Windows
Firefox 1.0
Netscape 7.2
Microsoft Internet Explorer 6
AOL 9.0
Opera 8.02

Macintosh Users:
Intenet Explorer 5.2 for Mac
Safari 1.2.4
Camino 1.0b1
Firefox 1.0.7


Javascript is recommended, portions of Internet Banking require JavaScript to be enabled to view banners.
Cookies are required and must be enabled for use of Internet Banking.


Screen Resolution

If you are having issues with viewing check images, please try the following. Go to Start > Control Panel > Display. In the Display screen, click on the Settings tab and make sure your color quality is set to 16bit or higher. Open a new browser and try to view the check images.

Best viewed at : 1024 x 768 pixel screen resolution